as TRUE mortgage brokers...
We make mortgages happen!
Start your loan application today...
1.) Are you getting the "back-end" money from your interest rate?
A.) Yes! We credit that money to you, to help pay for closing costs!
2.) How is your loan originator getting paid?
A.) The banks pay "Team Paz", so you don't have to!
3.) Are you getting a competitive interest rate?
A.) Always! Our rates are HIGHLY competitive! Contact us today
to see what current interest rates are!
Questions to ask BEFORE you get a mortgage:
No matter what your road to homeownership looks like...
"Team Paz" @ Excel Financial Group offers the loan programs and experience to get you there:
FHA VA USDA
Conventional Jumbo Hobby Farm
Considering buying out your mortgage insurance?
Want to know how to get your credit score to the next highest level?
Let our experienced professionals give you a
personalized road map!
MEET THE TEAM
Chris "Paz" Pasquinzo ~ Senior Loan Originator
Bridget Pasquinzo ~ Processing Manager & Creative Director
"Paz" is originally from Las Vegas, NV. He has lived in Oregon, Hawaii, and California. Moving to Colorado was a life-long dream that he realized in 2008.
Chris has a unique perspective of the business because he started as a real estate agent and eventually transitioned into mortgages. Being in the real estate industry, in four different states, for over 20 years, he has seen a multitude of scenarios. Communication and education are what Chris prides himself on. Chris currently lives in Fort Collins, with his wife, their black lab, Onyx and their pomsky, Sophie.
Bridget has been with Excel Financial Group since 2009. She began her mortgage career as a loan processor, and eventually became a loan originator herself. Currently, she serves as the Processing Manager and Creative Director.
Previously, Bridget was working at CooperSmith's Pub & Brewing as a full-time manager. She also worked with Adoption Dreams Come True, as an Adoption Caseworker. She has a Bachelor's degree in Sociology, emphasis on Children, Youth & Families from California State University San Marcos. In her free time she enjoys dancing and snowboarding.
Cell: (970) 682-9263
NMLS #: 294931
CO License #: 100028373
Cell: (970) 682-9264
NMLS #: 1156067
CO License #: 100050611
Cathy Kinion~ Loan Production Assistant
Cathy has been involved in the real estate industry for over 25 years, first as a Realtor and appraiser, then as a mortgage broker, loan processor and closer. She is proficient in all phases of the lending process and strives to make it as quick and smooth as possible for all borrowers. Her diverse background enables her to perceive many issues before they become problems and proactively diffuse the situation.
Cathy is a Colorado native, born and raised in Telluride, Colorado. She attended college at Fort Lewis College in Durango, CO. She and her husband Dave have two children and three grandchildren and enjoy traveling, camping, and just "hangin out" with the grand kids.
Office: (970) 658-8702
Martin F. Vasquez ~ Loan Originator
Martin is a native Coloradoan. He graduated from Metropolitan State University with a Bachelor's in Finance, emphasis in Personal Finance and Business Development.
Martin started his career at Janus Capital Group. He later transitioned into the banking industry with Washington Mutual and Chase Bank, where he was awarded certificates in customer service. Later, Martin created his own credit repair business. His company consults and assists with credit restoration. He is also a loan originator, and has been with "Team Paz" since 2015.
Cell: (720) 276-8662
NMLS #: 838073
CO License #: 100043166
Juanita San Olmos ~ Loan Originator
Juanita San Olmos was in California when she bought her first triplex and got hooked on real estate, quickly becoming a Loan Officer with Sterling Equity. She was co-founder of the El Serreno Chamber of Commerce, and received a certificate of recognition from the City of Los Angeles for her service. It was also in CA. where she met her soul mate Richard Wadholm.
In 2006 Juanita San Olmos moved to Colorado and became a licensed loan officer. She has been running a Spanish Radio program on La Buena Onda on 1150AM for the past 5 years, where she interviews
other industry professionals and discusses current trends.
Cell: (720) 275-3986
NMLS #: 378711
CO License #: 100030115
Video Tips for Home Buyer's and Professionals
"8 Keys to Unlocking Successful Home Loans"
Tips for Buyer's on what to avoid during the mortgage process (For Purchases AND Refinances)
Tips for Buyer's on what to budget for during the loan process.
"5 Out of Pocket Costs During your Home Loan"
"3 Tips for Higher Appraised Value of Your Home"
Tips for how to get the most value out of your appraisal, whether its a refinance or purchase.
Fort Collins Office Location:
123 N College Ave #230 Fort Collins, CO. 80524
Westminster Office Location:
1333 W 120th Ave #311 Westminster, CO. 80234
Office: (970) 658-8700
Cell: (970) 682-9263
Fax: (970) 407-8488
Excel Financial Group NMLS #: 389894